Your Journey
to Financial Clarity
Financial planning isn't really about money - it's about fulfilment, and building a life that feels worth the effort. Here is how we go about it.
Wealth is what lets you enjoy your life
At rockwealth, planning is the bridge between today and the life you are aiming for. Four steps, each one building on the last, so you finish with a clear view of your position, a route to your goals, and the confidence to follow it.
Getting to Know You
Your life, in your own words
Money only matters for what it lets you do. Planning is the bridge between the life you have now and the one you are working towards - so we begin by listening properly, without rushing to recommend anything.
- You, your family and who depends on you
- Work, earnings and where the money goes
- Pensions, investments and cash savings
- Protection cover and workplace benefits
- What you are hoping for, and what worries you
That first conversation is on us, and nothing is expected of you afterwards.
Getting to Know You
Financial MasterPlan
The plan, written around you
Next comes your financial MasterPlan, built from your own numbers and your own ambitions. Nothing about it is off the shelf - it sets out, in detail, the route from where you are to what you want.
- A clear read on income against outgoings
- Your net worth, set out in full
- How much risk suits you
- Forecasts and "what if" scenarios
- Recommendations for a tax-efficient structure
A fixed fee from £2,000, set according to how involved your affairs are.
Financial MasterPlan
Implementation
Putting the plan to work
With your approval, the work moves to us. Forms, providers, transfers and the technical detail behind them are ours to deal with, and we keep you posted as each piece falls into place.
- Thorough research behind every choice
- Recommendations set down in writing
- An evidence-based investment approach
- The whole job managed to completion
- Updates as things move along
Your fixed fee is confirmed before work begins, payable directly or from your investments.
Implementation
Ongoing Support
Alongside you for the long run
A plan written once and left alone soon stops fitting. Lives change - jobs, families, health, plans - so as a rockwealth client you have us on hand year in, year out to keep everything in step.
- A full review every year
- Your adviser reachable between times
- A secure client portal, always open
- Market news when it matters to you
- Help and plan changes when life shifts
Three straightforward bands, chosen to match your circumstances. Nothing hidden.
Annual fee bands
Where a portfolio is smaller, a percentage charge can come out lower - the choice stays yours.
Ongoing Support
Unable to come to the office?
Distance is no barrier. We advise plenty of clients remotely, working through the same four steps and offering the same ongoing support as we would across the table in Leamington Spa.
- Video calls arranged around your diary
- A secure portal for sharing documents
- Chartered advice, simply delivered on screen
*An illustration only, modelled over 25 years on a £1m portfolio against percentage-fee levels typical of the wider industry.
Start with clarity, scale with confidence
You do not need to have all the answers before speaking to us. Tell us what is on your mind and what you would like life to look like; we will help you understand your options and the next step. Book a free, no-obligation conversation with our team today.
